FAQ - Frequently Asked Questions

1.	Which Fees Can Investors Expect?
	There are two kinds of fees, which are already included in the performance figures: • 0.1667% management fee per month (2% per annum) • 20% of monthly profits

2.	Is It Possible to Invest in Several Investments?
	Of course you can invest in any and all of the three investments.

3.	How Can I Make Further Investments?
	To make further investments, no renewed application is necessary. Instead, in the reference section of the wire transfer simply indicate your FX Investment Institute account number. Once the deposit has been received, you will receive a deposit confirmation including your account statement. The default setting is for deposits into the Forex Trend & Range Investment (Investment I). If subsequent to your deposit confirmation you would like to invest in another investment, please complete the Transfer Form which allows you to make internal transfers from one investment to another. Please note - for all deposits we require: • Copy of the transfer slip (or transfer receipt) or printout of the online transfer Send your transfer slip as a scan or photo in an email attachment (jpg, gif, bmp, doc or pdf – please deactivate password protection) to (You need JavaScript to see this email address) or (You need JavaScript to see this email address).

4.	Where Can I Find the Bank Details for Deposits?
	Please click here for the bank details for deposits.

5.	What is the Minimum Opening Investment Size as Well as the Minimum and Maximum Investment Value for Deposits?
	For the initial deposit as well as further deposits the minimum amount is 1,000 units of the account denomination (USD, GBP, EUR or CHF 1,000, or JPY 100,000). The maximum deposit amount varies and is currently 3,500,000 units of the account denomination (USD, GBP, EUR or CHF 3,500,000, or JPY 350,000,000) per investor.

6.	When Must a Deposit Be Made, to Be Invested in the Subsequent Month?
	Deposits received up to and including the 25th day of a month are invested in the subsequent month. Deposits received from the 26th to the last day of month are added to the investment in the month following the subsequent month.

7.	Is There a Minimum Investment Period?
	The minimum investment period is 3 months and applies to every deposit including the resulting performance. If you will need your funds within the minimum investment period you have the power to make a withdrawal, but in this case you will not receive any trading profits. Customers are not limited in their investment choice during the minimum investment period.

8.	How Secure Are the Investment Assets?
	Regarding the safety of funds there are no fundamental risks at all. We are trading exclusively with regulated brokers who get exchange rates and order execution from a number of large banks. These brokers get no guarantees for the security of funds from the large banks and, for this reason, are in turn not able to guarantee the safety of funds. Any kind of risk on the part of the brokers is excluded, as they only act as intermediaries for the banks executing the transactions. And that a large bank could go bankruptcy is almost impossible - and if it does, it would affect for a part of the transactions only. Also, we keep customer assets strictly separate from corporate assets, meaning that FX Investment Institute can also exclude any risk from the institute itself.

9.	Which Proportional Amount of the Investment Assets Is Traded and Which Leverage Rate Is Used?
	Based on the margin requirement, the maximum trading volume amounts to approximately 10% of investment assets. The leverage rate was fixed at 50:1. That means, for example perfor every 100,000 U.S. dollars trading volume, 2,000 U.S. dollars must be applied for margin requirement.

10.	How Is It Possible to Generate Such Returns?
	Let’s use a simple numerical example and assume that Mr. Miller invests 100,000 U.S. dollars in one of our investments: We then invest based on margin up to 10% of his assets, which initially equals 10,000 U.S. dollars. Due to the leverage we actually trade an amount of about 500,000 U.S. dollars on the Forex market. If we assume an annual return of e.g. 25%, this amounts to a profit of 125,000 U.S. dollars which - compared to the original investment - is a profit of 125%. (Without proper risk management, this high degree of leverage can lead to large negative as well as positive results.) As you can see, even a conservative positive return from trading suffices due to the leverage. In addition, the continuous re-investment of profits increases the returns accordingly.

11.	What If I Lose My Password?
	If your password is lost, please send an email containing a new password, your FX Investment Institute account number, your address, your ID or driving licence number (depending on which document you used to register) and your date of birth to (You need JavaScript to see this email address) or (You need JavaScript to see this email address). Your email must be submitted from the email address associated with your investment account. Once we received your email, a confirmation message will be sent to you. Even if you forget your password, you can - of course - still manage your assets. By means of various security measures, we ensure that in no case will third parties be granted account access.

12.	How Can I withdraw Funds?
	To withdraw funds, please complete the disbursement form. Disbursement orders submitted up to the last day of a month are processed on the first day of the following month and are subject to a processing time of up to 15 banking days, since disbursements have to clear the trading account of our broker first. The fee for disbursements depends on the account denomination and is either EUR 50, USD 60, GBP 50, CHF 70 or JPY 6,000. For withdrawals to bank accounts at Loyal Bank you receive a rebate of 50% on the respective disbursement fee. Please note that for disbursements to Europe your bank account information including IBAN and BIC is required. (Your IBAN and BIC can usually be found on your account statement. In other cases please contact your bank.)

13.	What Happens When a Withdrawal Causes My Account Balance to Fall Below the Minimum Investment Size for Deposits of 1,000 Units of the Account Denomination?
	In this case the entire investment capital will be disbursed, since you have fallen below the minimum investment size for deposits.

14.	Is It Possible to Track Investment Trades in Real-Time or to View Traded Transactions?
	Because individual transactions can reveal trading strategies, we are obligated to conduct our transactions out of public view. As is typically the case with other financial institutions in the trading industry, specific information about trades must be handled with a high degree of discretion.

15.	How Are Investors Informed about the Status of Their Assets?
	Investors are granted personal access via the » Investment Banking Login « where all account-related information can be found.

16.	How Can I Make a Transfer from One Investment to Another?
	To make transfers, please complete the Transfer Form. Transfer orders submitted up to the last day of a month will be processed and invested with a valid date of the first day of the following month. Please note that the minimum transfer amount must be 1,000 units of the account denomination (USD, GBP, EUR or CHF 1,000, or JPY 100,000), and the minimum investment amount must remain in the account from which the transfer will be made. For security reasons you are only permitted to make transfers between your own investment accounts.

In case you have further questions, please do not hesitate to contact us.